Are You Ready to Sign Up for Medicare?

If you are a Medicare beneficiary and resident of Union County with questions about Medicare, SAGE can help. Call and speak to one of our State Health Insurance Assistance Program (SHIP) counselors. There is no fee and our counselors offer objective, and confidential assistance.

Medicare open enrollment occurs each year between October 15 and December 7 for the next plan year. During this time, you can make changes to Plan C, the Medicare Advantage Plan, and Plan D, the Medicare Prescription Drug Coverage.

The State Health Insurance Assistance Program(SHIP) is a statewide program administered by the New Jersey Department of Human Services with financial assistance through a grant from the U.S. Administration for Community Living (ACL).  SAGE is the sponsoring organization for the program in Union County.

Presentations can be arranged for counselors to speak over Zoom and with organizations. Additionally, a Spanish-speaking counselor is available upon request.

We can help answer…

  • How much insurance do you really need?

  • What can you do if Medicare denies payment for a claim?

  • Who do you call if you have questions about a claim?

  • What are the gaps in Medicare coverage?

  • Does Medicare pay for nursing home care?

  • What is the difference between original Medicare and Medicare Advantage plans?

  • What do you need to know before selecting a prescription drug plan?

  • Do you qualify for low income subsidies to cover premium and co-pay costs?

SHIP counselors do not provide legal advice, sell, recommend, or endorse any specific insurance product, agency, insurance company, or HMO.  They provide information and assistance so that clients can make their own decisions.